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Disclaimers, risk and conflict-of-interest disclosures, third-party and distribution details, and grievance contacts for Shubh Shree Knowledge Hub Private Limited's website and services.
This website and related digital services are operated by Shubh Shree Knowledge Hub Private Limited, having its registered office at Unit No206 SNo 28.2428.22, Capella Nr Chintaman, Ambegaon BK, Haveli, Pune- 411046, Maharashtra.
The Company operates under the brand/trade name Shubh Shree Knowledge Hub.
The Website may provide financial-literacy material, investor education, market information, articles, videos, webinars, courses, research-related material, financial calculators, tools and other services, subject to the Company's actual business model and applicable regulatory permissions.
Unless expressly stated otherwise in a legally compliant client agreement or regulated service disclosure, content published on this Website is intended for general educational, informational and awareness purposes only.
Educational content is intended to help users understand concepts such as investing, financial markets, asset allocation, risk management, savings, taxation concepts, securities, mutual funds, SIPs and other financial subjects.
Educational material should not automatically be interpreted as personalized investment advice, financial planning advice, tax advice, legal advice, accounting advice or a recommendation to buy, sell or hold any financial product or security.
The Company does not represent that every communication, article, video, webinar, tool or other material constitutes personalized investment advice.
Where the Company provides any service that legally constitutes investment advice, such service will be offered only subject to the Company's applicable regulatory status, contractual documentation, risk-profiling/suitability procedures and other applicable legal requirements.
Nothing in this Website should be interpreted as granting the Company regulatory authorization that it does not possess.
Investments and financial products are subject to risk.
The Company does not guarantee:
Past performance is not a guarantee or indicator of future performance.
Market conditions, economic conditions, interest rates, company-specific events, liquidity, regulatory changes and other factors may materially affect investment outcomes.
Unless specifically documented and legally permitted, no statement by the Company should be interpreted as a promise of assured or risk-free returns.
Users acknowledge that they may lose part or all of their invested capital depending on the nature of the product, investment strategy and market conditions.
Higher potential returns may be associated with higher risks, but there is no assurance that taking greater risk will produce greater returns.
Users are solely responsible for evaluating whether an investment or financial product is suitable for them.
Before acting on investment-related information, users should consider their:
Where appropriate, users should consult an appropriately qualified and legally authorized professional.
The Website may display:
Such information may be delayed, incomplete, estimated, subject to revision or affected by technical or transmission errors.
Users should independently verify material information with primary or authoritative sources before taking investment decisions.
The Company seeks to provide useful and reasonably accurate information but does not warrant that every item of information will always be:
Financial information can change rapidly.
The Company may rely on third-party data providers, exchanges, issuers, public filings, news providers, software providers, technology vendors, financial-data services and other external sources.
The Company is not responsible for inaccuracies caused solely by information originating from third parties, subject always to applicable law.
The Company may use artificial intelligence, machine-learning systems, automated tools or algorithmic systems in connection with content generation, customer service, analytics, summaries, search, education or technology features.
AI-generated information may contain errors, omissions, outdated information or incorrect conclusions.
AI output should not automatically be treated as professional financial advice, legal advice, tax advice or investment advice.
Where a decision may materially affect a person's finances, users should verify the underlying information and, where appropriate, seek professional advice.
Users should not make material financial decisions solely on the basis of information available on this Website.
The Company is not responsible for consequences arising from a user's independent investment decision merely because the user accessed educational or informational material.
Nothing in this disclaimer excludes liability that cannot lawfully be excluded.
Website, application and digital services may be affected by:
The Company does not guarantee uninterrupted or error-free availability.
The Website may contain links to third-party websites, applications or services.
Such links are provided for convenience or reference.
Third-party websites are outside the Company's control and are governed by their own terms and privacy policies.
The Company does not automatically endorse or guarantee third-party content, products, services or security.
References to any security, mutual fund, ETF, bond, IPO, insurance product or other financial product do not automatically constitute a recommendation to every user.
Where a communication is intended to constitute regulated research, investment advice or product distribution, the applicable disclosure and regulatory framework shall govern.
The Website is principally intended for users in India.
Users accessing the Website from another jurisdiction are responsible for compliance with laws applicable to them.
The Company does not represent that all services or products are lawfully available in every jurisdiction.
The following disclaimer applies to pages containing stock, mutual-fund, IPO, derivative, market or investment-related content:
The information provided on this page is intended for general educational and informational purposes and should not, unless expressly stated and lawfully provided under the Company's applicable regulatory authorization, be treated as personalized investment advice, financial planning, research service or a recommendation to buy, sell or hold any security or financial product.
Investments in securities and financial products are subject to market risks, including possible loss of capital. Past performance is not indicative of future performance.
Market prices, financial data, ratios, estimates, charts and other information may be delayed, incomplete or subject to error. Users should independently verify material information before making financial decisions.
Any examples, calculations or portfolio illustrations are hypothetical or educational unless expressly stated otherwise.
The Company does not guarantee profits, returns or achievement of any financial objective.
Where specific securities or products are discussed, users should consider their own financial circumstances, investment objectives, time horizon and risk tolerance and seek professional advice where appropriate.
Where any communication constitutes regulated research, investment advice or distribution activity, the corresponding regulatory disclosures and agreements shall apply.
Investments are subject to varying degrees of risk. Investors should carefully read product-specific documents before investing.
Equity prices may fluctuate substantially because of company performance, market sentiment, economic conditions, interest rates, regulation and other factors.
Investors may lose some or all of their invested capital.
The value of financial investments can fall due to movements in overall markets.
Certain securities may experience sharp price movements within short periods.
Some securities may be difficult to buy or sell at desired prices.
Debt instruments may be affected by the creditworthiness of issuers and counterparties.
Changes in interest rates can affect the value of bonds and other fixed-income investments.
Inflation may reduce the real purchasing power of investment returns.
Foreign-currency exposures may be affected by exchange-rate movements.
Holding a large portion of assets in one security, sector, issuer or asset class can increase losses.
Borrowing or leveraged investment strategies can magnify both profits and losses.
Futures and options can involve substantial volatility and losses that may be disproportionate to the initial capital or margin deployed.
Options involve complex risks including time decay, volatility changes, liquidity risk and, depending on strategy, potentially substantial losses.
Futures involve leverage and mark-to-market obligations. Adverse movements can result in rapid losses and additional margin requirements.
Mutual-fund investments are subject to the risks associated with their underlying assets and investment strategy. Investors should read the applicable scheme documents and risk disclosures.
Small-cap and mid-cap securities may exhibit higher volatility and liquidity risk than larger companies.
IPO investments involve valuation, market, liquidity, allocation and post-listing price risks.
Investor decisions may be affected by emotions, overconfidence, fear, greed, herd behaviour, recency bias and other behavioral factors.
Trading and investment activities may be affected by outages, latency, cyber incidents, connectivity problems and platform errors.
This document is not a substitute for the risk disclosure applicable to a particular financial product.
Users should review the relevant offer document, scheme information, contract note, product disclosure statement or other legally prescribed document.
The Company recognizes that actual or potential conflicts of interest may arise in connection with its business activities.
Such conflicts may arise from:
The Company shall establish reasonable policies for identifying, managing and disclosing material conflicts consistent with applicable law and its regulatory status.
The Company does not represent that it is completely free from conflicts of interest.
Where specific securities are the subject of regulated research or public recommendations, applicable financial-interest and other prescribed disclosures shall be made.
Where the Company is a registered Research Analyst and makes public recommendations, the applicable SEBI requirements regarding registration status and financial interests must be followed.
The Company may, depending upon its actual business model:
The existence and nature of any commercial relationship shall be disclosed where required by law, regulation or applicable professional standards.
The Company shall not represent that a third-party product is “safe”, “guaranteed”, “approved” or “best” unless the statement is factually supportable and legally permissible.
Distribution Status. Wherever Mutual Fund distribution or transaction capabilities are enabled on our platform, they are facilitated through our designated AMFI-registered partner entities.
ARN. Displayed on the specific product check-out/transaction page where applicable.
EUIN. Displayed alongside the relevant transaction processing frame in compliance with SEBI master circular guidelines.
Intermediary Type. Third-party digital insurance referral interface.
IRDAI Registration/Appointment Details. Insurance products are sourced entirely from IRDAI-licensed partners. The respective corporate agent/broker licence details are shown on the specific protection product page.
Products Distributed/Referred. Educational platform partner integrations, online Demat account openings, and third-party investment analytics tools.
Compensation/Commission Model. In line with our commitment to transparency, we disclose that the Company may earn marketing payouts, cost-per-click revenues, or referral commissions for introducing users to our certified partners.
The Company may use AI, machine-learning models, automated workflows, data analytics, third-party APIs, chatbots and other technology in delivering Services.
AI-generated outputs may:
AI output must not automatically be treated as professional investment, legal, tax or financial advice.
The Company should implement human review for AI-generated material where appropriate, particularly where the information may influence a material financial decision.
Unless separately and expressly authorized under an applicable regulatory framework, an AI system shall not be represented as having independent authority to provide personalized investment advice, execute transactions or manage portfolios.
The Company may use third-party technology providers and may be subject to their availability, data processing practices and technical limitations.
Our courses, workshops and webinars are intended primarily to provide financial-market education, awareness and knowledge.
Course material does not automatically constitute personalized investment advice, tax advice, legal advice or a recommendation to buy, sell or hold any security or financial product.
Examples, case studies, historical charts, portfolio illustrations and simulations are provided for educational purposes and may not reflect actual investment outcomes.
Financial markets involve risk, and investors may lose part or all of their capital.
No guarantee of returns, profits or successful trading is provided.
Completion of a course, webinar or training programme does not constitute any assurance of investment performance or employability unless expressly stated in a separate contractual document.
Where any service constitutes regulated research, investment advice, portfolio management, distribution or another regulated activity, such service shall be provided only subject to the Company's applicable registration, agreements and regulatory requirements.
Users may submit complaints concerning Company services, subscriptions, payments, technical matters, communications or other service-related issues to:
The Company shall acknowledge and process complaints in accordance with applicable law and its internal grievance policy.
Where the Company operates as a SEBI-regulated entity, the applicable regulatory grievance mechanism shall be separately displayed.
Where applicable to a registered Investment Adviser or Research Analyst, the Company shall maintain the regulatory disclosures and investor grievance information required by SEBI, including the applicable Investor Charter.